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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 928-607-4344.
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Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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"We had a buyer in 8 days"!
"We trust Valerie's knowldege and commitment". "When we listed our home with her were very pleased with the price and the quick sale".
Russ and Karen, Mesa, AZ
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Valerie Core’s Wild Spring Giveaway!!
Grand Prize Winner is: Greg Glau on House Rock Trail in Ponderosa Trails
Celebrate Springtime with ValerieCore.com and
enter to win the Grand Prize: Taste of Flagstaff
$100.00 Gift Card to Monsoon On the Rim and
Josephine's Modern American Bistro!!
Runner up prizes include Gift Certificates to
Ciao Bella Salon.
To Enter: Fill out the form below.
All entries must be received by May 6th, 2009
Winner will be drawn on May 8th, 2009
One entry per household, Must be 18 years or older to enter.
Drawing Sponsored by David Land, Loan Officer with PrimeLending
“It’s a great time to buy or refinance”
928-779-9500 phone, 480-688-7563 cell
Financing Your Home >Home Buyers Education
As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.
Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.
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| Q |
Where are church services held in the water each Sunday during July and August?
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| A |
At Half-Moon Bay, Ontario, worshippers gather in boats facing the natural stone pulpit, and hymnals are passed to the floating congregation by ushers in canoes. |
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